Benefits | STSI, inc.

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STSI provides a competitive benefits package in order to attract top talent. A summary of benefits follows. Benefits are subject to change.

Full-time employees are eligible to participate on the first of the month following date of hire.
Employees share in the premium cost for medical and dental insurance. The employee portion is deducted on a pretax basis.
Employees may choose from two medical plans.
Dental insurance provides a wide array of coverage.
Please refer to the benefit booklet for more details.

Health Care and Dependent Care accounts are available.
Health Care annual maximum is $2,500.
Dependent Care annual maximum is $5,000.
These accounts allow you to set aside money on a pre-tax basis to pay for qualified out-of-pocket expenses for you and your family.
Health Care Account can be used for out-of-pocket medical, dental, and vision expenses for you, your spouse, and your dependents. It does not matter if you have our health insurance or not.
Dependent Care Account can be used for day-care costs for your dependents while you and your spouse are at work.
A VISA prepaid card makes is easy to access the money in your Health Care and Dependent Care accounts.
Per the IRS rules for these accounts, there is a use it or lose it rule. Any amounts left in the accounts at the end of the calendar year are forfeited.
Please see the enrollment materials for more information about these accounts.

STSI pays 100% of the premium for eligible full-time employees.
All full-time employees are covered for the amount of one times salary up to a maximum of $100,000.
Accidental Death coverage doubles the life insurance benefit if death is due to an accident. Dismemberment benefits are payable for loss of eyesight or limbs according to policy provisions.
Coverage begins the first of the month following date of hire.
Benefit reductions begin at age 65.

The employee pays 100% of the premium.
Employees may elect additional life and AD&D for themselves and eligible family members.
Coverage begins the first of the month following date of hire.
Rates are age banded in five-year increments and change as each individual moves to a higher age bracket.

Full-time employees accrue paid time off (PTO) at the rate of two (2) days per month (24 days annually). The accrued PTO is to be used at the employee’s discretion for time away from work (i.e., vacation days, sick days, to care for a sick child, doctor appointments, and paid holidays.) STSI does not offer a paid holiday schedule-you use PTO for holidays.
Unused PTO days may be carried over into the next calendar year. There is no limit on the amount of leave that can be carried over.
Any earned and unused PTO hours may be cashed out at any time.
Any earned and unused PTO hours are paid to employees when they leave the company.

The company provides short-term disability coverage for full-time eligible employees.
Coverage begins the first of the month following date of hire.

Eligible employees are able to enroll at the beginning of any month.
The 401(k) plan allows eligible employees to contribute on a pre or post tax basis, including catch up contributions for those individuals age 50 and over. Annual limits are set by the IRS.
The 401(k) match and profit sharing contribution are discretionary and the amounts, if any, are determined at the end of each year.
401(k) match and profit sharing contributions are vested over a six-year period.
Eligibility requirements for employer match & profit sharing are a minimum of 1000 hours worked per year and employed with STSI on the last day of the plan year.